Grades 1–3
Money Words
Match 8 money words (save, spend, earn, deposit, withdraw, budget, interest and price) to their meanings, then use one in a sentence.
Social studies worksheet · Needs and wants
My Savings Goal
A savings goal tracker: kids pick a goal, color a step of a 10-rung ladder for every dollar saved and plan where the money will come from.
- Grade level
- Grades 1–3
- Time
- About 20 minutes
- Topic
- Needs and wants
- Answer key
- Not needed: answers vary
- Kids practice
- Needs and wants, Money and choices, Goods and services, Basic economics
What kids do
“Pick something you want to save for. Each time you save $1, color one step of the ladder. When you reach the top, you did it!”
Printed on the sheet:
- What I am saving for
- I will get money by:
- Is my goal a need or a want?
Teacher tip
Send it home so families can help kids save.
How to use it
- Talk about how needs are the same for everyone, and wants are different.
- Connect it to a class store or a pretend shopping trip.
- Start with a quick question that connects the topic to kids’ own lives.
Watch for
Money can be a sensitive topic. Keep examples pretend and never ask about family income.
Talk about it
- Is this a need or a want? How do you know?
- What did you learn that surprised you?
Take it further
Plan a pretend class party on a budget.
US Letter, prints well in black and white. Free for home and classroom use: print as many copies as you need.
More needs and wants worksheets
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